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Filing an Insurance Claim After an Accident

After a car accident, most motorists are so shaken up that they are not able to think about insurance claims and liability. In many cases, failure to obtain information and proper documentation prevent the victim from receiving the compensation they deserve. Following an accident, there are recommended steps to take, if possible.

What to Do?

First and foremost, call the police. Once they arrive, they can assess the situation and assist any injured party. If no one needs emergency medical care, the officer will write up official documentation of the scene of the accident in addition to all party’s versions of the story. After dealing with the police, it is recommended that you:

  • Trade insurance information
  • Obtain any willing eye witness’ information
  • Take photographs of wreck site
  • If possible, drive your car to a mechanic to be inspected. If not possible, have your car towed.
  • Contact your insurance provider
  • Uninsured Motorists

If you are involved in a car accident with an uninsured motorist, you will need the help of an experienced car accident attorney to receive the compensation you deserve. Even if you have full coverage, you will have to pay a deductible in addition to higher insurance rates, regardless of whether or not it was your fault. If you do not want to accept these repercussions, consult Car Accident Attorney Kansas City.

Making a Claim

Auto insurance is intended to provide compensation to motorists who have suffered damages because of another driver’s negligence. Monthly payments are meant to protect you from having to pay out-of-pocket for a driving mistake. Unfortunately, automobile accidents are costly for insurance companies, which is why filing a claim may be difficult. In many cases, people are faced with seemingly endless paperwork and red tape that prevent them from receiving the compensation they deserve.

If you are having difficulty receiving compensation from an insurance company, you may need the assistance of an experienced lawyer who can help you recover from your losses.

Liability

Depending on the circumstances surrounding your accident, liability may be cut and dry or ambiguously debatable. In cases where fault is debatable, you may want to consult a car accident attorney who will aggressively defend your rights.

If you have been the victim of a car accident, you deserve compensation. The New York car accident attorneys at the law office of Parker Waichman Alonso, LLP may be able to help. Contact our office today.